Protecting the Past: Old Boat Insurance by Keane Specialty
News December 2025
For many boat owners, an old or classic vessel isn’t just transportation — it’s a cherished piece of history. Whether it’s a lovingly restored wooden runabout, a vintage sailboat, or a family heirloom, older boats deserve the same protection as any modern craft. That’s where Keane Specialty’s Old Boat Insurance comes in — providing peace of mind for collectors, restorers, and enthusiasts who want comprehensive coverage for their classic watercraft.
Why Old Boat Insurance Is Different
Insuring an older or vintage boat is not the same as insuring a new one.
A standard marine insurance policy often fails to account for the unique value, craftsmanship, and restoration work that make older vessels special.
At Keane Specialty, we understand these differences. Our policies are designed to protect against not just damage or theft, but also to preserve the boat’s collectible value.
Key differences include:
- Agreed Value Coverage: Your policy reflects the true, appraised value of your restored or classic boat — not just market depreciation.
- Restoration Protection: Coverage during transport and while undergoing restoration work.
- Parts Replacement: Access to coverage for rare or hard-to-source vintage parts.
- Flexible Usage Terms: Whether you display, race, or cruise occasionally — coverage is designed to match your lifestyle.
Who Needs Old Boat Insurance?
Old boat insurance is ideal for:
- Owners of classic wooden boats or fiberglass boats 25+ years old
- Collectors of antique vessels
- Boating enthusiasts restoring older boats
- Marinas or shops offering restoration services
If your boat carries sentimental or historical value, it deserves a policy that treats it as such.
Why Choose Keane Specialty
With decades of experience in marine and specialty insurance, our team understands the nuances of insuring vintage and classic watercraft. We work closely with underwriters who share our passion for protecting marine history.
At Keane Specialty Insurance, you can expect:
- Tailored policies for unique boats
- Competitive pricing with specialized carriers
- Fast claims support from marine insurance experts
- Personal service that larger agencies can’t match
Related Products and Coverage Options
Keane Specialty also offers:
Each product complements your old boat policy, ensuring complete marine coverage from dock to open water.
Your classic boat tells a story worth protecting. With Keane Specialty’s Old Boat Insurance, you can keep your vessel safe, whether it’s displayed, restored, or ready for the next voyage.
Contact our marine insurance team today to learn more or request a custom quote tailored to your vessel’s needs.
